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SCHEDULE CONSULTATION NEW YORK, NY / (212) 803-9070
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Insurance and Financing

We Work With Your Insurance

Dr. Janssen works directly with insurance companies to make high-quality surgical care accessible to patients.

Dr. Janssen accepts major commercial insurance plans for medically necessary procedures. Rather than limiting your choices based on insurance company networks, we work directly with your insurance company to process claims on your behalf. Authorization, coverage, and costs will depend on your specific plan and whether your procedure qualifies as medically necessary under your plan's terms and benefits.

It is important to remember that federal law protects you. The No Surprise Bills Act ensures that patients cannot receive unexpected balance bills for emergency care or non-emergency care by non-network providers. When you seek care at our practice, you are protected by these patient safeguards, and your out-of-pocket responsibility is limited to your plan's deductible, coinsurance, and copay amounts. At Pierce Janssen MD, we are committed to transparent billing, and we will provide you with a good faith estimate of your anticipated costs before treatment.

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Verify Your Benefits — It's Free

Medical necessity should be honored by your provider. We recommend verifying your insurance coverage before your consultation. Our billing specialists will contact your insurance company to determine:

  • Your plan's deductible and whether it has been met
  • Your coinsurance percentage (if applicable)
  • Whether your specific procedure is covered as medically necessary
  • Any pre-authorization requirements
  • Your out-of-pocket responsibility

This verification is provided at no charge. Call us at 212-803-9070 or email [email protected] with your insurance information, and we'll handle the rest. Most verifications are completed within 24–48 hours.

Medically-Necessary Procedures

Many procedures performed by Dr. Janssen may be covered by your insurance plan when medical necessity criteria are met, subject to your plan's specific criteria. Some examples include breast reduction for symptomatic macromastia, breast reconstruction for post-mastectomy breast defects, functional rhinoplasty for breathing issues, post-bariatric and GLP-1 associated body contouring, implant removal for ruptured implants and capsular contracture, and scar revision for unsightly scars.

If you believe your procedure qualifies as medically necessary, we will:

  • Document your condition with clinical photography and detailed notes during your consultation
  • Compile supporting materials (prior imaging, physician referrals, symptom documentation) to strengthen your pre-authorization request
  • Submit to your insurance company with a detailed explanation of medical necessity
  • Follow up on your behalf until pre-authorization is obtained

Our team has extensive experience navigating the pre-authorization process — you won't be left to manage the paperwork alone.

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For Cosmetic Procedures

Cosmetic procedures — such as cosmetic rhinoplasty, facelift surgery, eyelid surgery, and breast augmentation — are not typically covered by insurance.

Self-pay options include:

  • Direct, self-payment from your personal funds
  • Out-of-pocket payments may count toward your deductible, depending on your plan
  • Financing options ( see below)

We are transparent about all costs. You will received a detailed cost estimate before any treatment is scheduled. This estimated is based on anticipated surgical needs. There will never be any hidden fees or surprise bills.

Financing Options

For aesthetic procedures or costs not covered by insurance, we offer multiple flexible financing options to manage costs. These let you manage your investment with manageable monthly payments that fit your lifestyle and budget.

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CareCredit

A dedicated health and wellness credit card that offers promotional financing options for a wide range of surgical and non-surgical treatments.

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PatientFi

Designed by leading plastic surgeons, PatientFi offers friendly payment plans with high approval rates and a seamless application process.

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Cherry

A payment plan option that allows you to treat now and pay later with flexible terms.